COVID 19 and bank branch liability in Ghana


COVID 19 has raised issues unknown to many businesses; this is especially true for businesses such as banks that handle customers daily. In addition to resolving the day-to-day issues that can lead banks to loans, bank branches have been resolving new credit issues in terms of COVID 19 for about seven months, little is known about the type of virus transmission. COVID 19 and some of these points. The paper is divided as follows. It provides an overview of the COVID 19 infection and epidemic. This important address is intended to provide guidance on the current understanding of the conduct of the transaction system and how this could affect the bank debt of the branch. The paper then lists two cases of HIV infection and discusses the Bank’s branch debt in this regard. Although there are several types of loans, the paper looks at two broad categories of home loans, namely: (1) debt to employees and (2) credit to consumers and third parties.

COVID 19 and the pandemic

COVID 19, or Coronavirus, is a serious respiratory infection caused by a coronavirus. The disease first became known in Wuhan City, Hubei Province, China, and was first reported to the World Health Organization (WHO) on December 31, 2019. The WHO declared the COVID-19 epidemic a global health crisis on January 30, 2020, and on March 11, 2020, the WHO declared COVID-19 as a pandemic. As of June 2020, there were more than 166 million cases of COVID-19 and fifty-nine hundred and ninety-three cases worldwide. In Ghana, the country began preventing the spread of the virus in March 2020, and the government lifted some restrictions, including the closure of borders, at the same time.

According to WHO and other studies, current viral knowledge is that transmission of the virus is directly transmitted to humans through talking, coughing, sneezing, contact, and contact with these sites. Many other questions about transmission and infection remain unclear. For example, little is known about the weather conditions of viruses. For example, when the virus first appeared, and until the virus spread in Africa, there was a belief that since some viruses did not work well in the tropical areas of COVID 19 the virus would not work well in tropical Africa. Yes, the prime minister of Ghana has made it clear that since the virus does not live in tropical areas, the coronavirus can survive in tropical areas like Ghana. This was later proved to be a lie. Furthermore, little is known about viral infections from uninformed people. Also, little is known about the types of habitats that can provide habitat for the virus and that the virus can live in such areas. There are also suggestions that the virus can be transmitted through a person’s clothing and belongings such as bags, wallets, mobile phones, and bank cards. This information Lacuna is important for branch banks because there is a risk that any customer or the third party entering the bank may be infected, and any customer or third party banker could be infected by logging in to communicate with a defective bank.

Translate »