Fintech Applications That are truly OUT OF BOX:
What would a ready-made fintech app think in the era of digital money transfer and automation? A flying drone delivering money in a rural area? Or does your car recommend the best car insurance? Well, the above cases may still be a dream, but some of the great ideas being implemented in the fintech industry are worth reading and trying –
Kabbage was established in 2009 and offers fast access to working capital. Cabbage is an excellent option for borrowers with a poor credit history, who need fast cash and prefer a short repayment method. The company can offer a loan of up to $ 250,000 with a duration of 6 to 12 months.
Although the credit issuance process is transparent and simple, it has the advantage of being flexible in funds, which means users can withdraw money whenever they want, without penalties for prepayment and no activation fees. The app can be accessed via the website or mobile app, making it easy and convenient for customers to access from anywhere.
Founded in 2016, Ndasenda is an Indian company that aims to place financial inclusion among its products. Teknospire has developed and developed the easy-to-use FINX package, which includes the app Agent Banking, Payment, Analytics, and Mobile Money. The company’s goal is to empower the low-income banking community by providing them with online and offline banking services. The simple FINX package allows for micropayments, microcredits, and micro-transfers to customers to prevent you from visiting remote bank branches and saving banks when you open a branch in rural areas.
Traity is a unique concept that helps build trust. He reviews your social accounts (for your privacy) and gets recommendations from other friends who have a good reputation on Traity, and then gives you a score and reputation profile. Your score and profile are a measure of trust and reputation that can help you expand your network of contacts or business. The company works according to the principle of cooperation and feedback of 360 degrees.
Athenry is a unique pocket card and parental control app for kids ages 6 to 18. We all know that it’s hard for kids to save and save money, and this is where the goHenry app comes in handy. On a kids card, you can easily top up the amount and set rules [like the store you want to use]. You can also set up daily activities and activities for your child so that he can earn an income later. Athenry offers your child the opportunity to be independent and learn the rules of the money game.
Cuvva, the Scottish company, offers hourly car insurance sold via a mobile app to lure irregular drivers and break with traditional car insurance. It works like this: you buy a monthly pass (between £ 10 and £ 30), depending on where you live and the type of car you own. You can then purchase a supplement for the number of driving hours via the app.
Byte Academy offers affordable internship programs to keep you up to date on the technical and commercial side of Fintech and the financial world. Business-oriented applications include Python Full Stack FinTech development, data science, and Blockchain.
The courses can be used from New York, Bangalore, and remote places. The academy has a flexible course program that meets the requirements of the position or just outside undergraduate students. Courses are designed to focus on practical teaching and place a strong emphasis on project work.