Category: Whitepaper

Summary What are your business plans and strategies in the current economic climate? Close relationships with customers, better opportunities, cheaper prices, or a crisis. The workshops should reflect and encourage…

Summary of Regulation The banking sector in Europe has had a difficult year in the last two years, with tax revenues falling sharply and interest rates rising. The revision of…

Executive Summary As the strategies go, Big Data is one that even seems hard to get out of. This term refers to the collection of hundreds of complex data sets,…

Introduction If we can send an e-mail to almost anyone in the world, why can’t we send money to them easily? Or give them credit? These questions are the basis…

Introduction The global payment system has grown strongly and developed rapidly. While this is evident in retail prices, there have been some improvements in central government in recent years that…

Introduction COVID-19 has permanently altered the way global consumers engage with businesses, rapidly increasing their adoption of digital technologies. Smartphones have become the remote control consumers use to engage –…

Why Real-Time Risk Management – and Why Now? Does a “normal” Real-Time bank that doesn’t use emergency equipment still need it? So far, banks have generally accepted that risk assessments…

Overview Interviews with project managers made us think about the next generation of Building Blocks of Fintech: Fintech 2.0. The first digital science focuses on existing products and services. Next,…

Introduction The European Central Bank launched TIPS (TARGET Instant Payments outsourcing Settlement) in November 2018, with a very aggressive pricing strategy. All this has forced banks to have a close…

FOREWORD The Governor asked me last year to lead a review of the Future of Finance British financial system, and what the Bank of England needs to say about plans,…